Terms and Conditions

Last updated: 10/04/2026

Welcome to the website of Never Too Late Mentoring, Great Health Naturally (ABN 45 159 650 174)

I am Paul McKessy, a mentor and author living on the Sunshine Coast, Queensland, Australia. This website is located on the web via the domain

https://www.nevertoolatementoring.com.au and includes all of the files located in that domain ("this site").


Agreement to these Website Terms

By accessing this website or engaging in our services, you are stepping into a commitment to your own growth. These terms are here to protect both you and us.

By accessing this site, you agree to be bound by these terms of use ("Website Terms of Use"), that is, these terms constitute a binding agreement between you and me and govern your use of this site.

As part of these Website Terms, your use of this site is also subject to my Privacy Policy (located at https://www.nevertoolatementoring.com.au/legal/privacy-policy) and if you purchase products, your purchase is subject to my Returns Policy (located at https://nevertoolatementing.com.au/legal/returns-policy).

All content is provided to support your personal development journey. It may not be copied, shared, or used for commercial purposes without written permission.


Kindness and respect

I am so pleased that you have taken the time to visit my site. I would also like to invite you to follow my social media pages and to join my FaceBook group. While you are using this site and engaging with me and other community members on my social media platforms, I ask that you treat everyone with kindness and respect. I’m sure you can understand that if I become aware of any language or treatment of others that is disrespectful, unkind or hurtful, I will remove the post and I may also block you from those accounts or otherwise terminate your access to this site. Let’s work together to make sure that we are contributing to a kind, inclusive and respectful online environment.


Indemnity

You agree to indemnify me and hold me harmless from and against any losses, liabilities, costs, expenses or damages that I may suffer or incur as a result of:

  • any material or information that you submit, post, transmit or otherwise make available through this site or my social media platforms;

  • your use of, or connection to, this site or my social media platforms; or

  • your negligence or misconduct, breach of these Website Terms or your

    violation of any law or the rights of any person.


Our Product and Services

We offer books, resources, and mentoring designed to help you create meaningful change in your life. While the tools are powerful, your results will always depend on how you choose to use them.


Placing your order

Thank you for placing your order - I am thrilled that you enjoy my work and want to make it a part of your life.

Please note that by placing an order through this site, you are offering to purchase your selected products in accordance with these Website Terms. Information contained in this site constitutes an invitation to treat only and does not constitute an offer from me to supply any products to you – however, I will endeavour to supply your selected products to you.

Please note that I will only start processing your order once:

  • payment for the order has been received; and

  • I have undertaken my internal validation procedures, which verify your order and help prevent credit card fraud.

  • All coaching programs must be paid in full or via an agreed payment plan. By selecting a payment plan, you are committing to completing all payments regardless of usage or outcomes.

I reserve the right to:

  • at any time prior to your order being accepted in accordance with these Website Terms, cancel all or part of your order; and

  • at any time refuse to provide products to you, terminate your access to this site and/or remove or edit any content on this site.

Please note that if the performance of my obligations under these Website Terms is delayed by any event beyond my reasonable control, I will be entitled to a reasonable extension of time for the performance of such obligations.


Coaching and Mentoring Commitment

By engaging in mentoring or coaching, you acknowledge:

  • Real change requires personal responsibility and action

  • Results are not guaranteed

  • You are willing to show up fully and engage in the process


Personal Responsibility

You are the creator of your own results. We provide guidance, insight, and structure — but your outcomes depend on your actions. We are here to guide and support — not to take responsibility for your decisions. You agree that we are not liable for outcomes resulting from your participation.


Disclaimer

Our content and coaching do not replace medical, psychological, financial, or legal advice.


Results Vary

Some people experience profound change. Others move more gradually. Your journey is your own, and results are never guaranteed.


Coaching Relationship

This is a mentoring and personal development process — not therapy or crisis support.


Acceptance of orders

Acceptance of each order will take place if and when I dispatch your requested items to you and title and risk in the items pass from me to you at that time.


Prices

The prices for my products are displayed on my site, but those prices may change from time to time. The price displayed at the time that you place your order is the price that applies to your purchase.


Shipping costs

I am pleased to offer $9.95AUD Shipping for items that are to be delivered WITHIN Australia.

If you want your items to be delivered OUTSIDE of Australia, the shipping cost will depend upon the location for delivery and the items purchased and are shown separately during checkout.


Payment methods

Payment for orders placed through this site may be made by credit card processed online using the secure PayPal payment gateway, using a Stripe Payments account or using a PayPal account.

Please note that except for the limited circumstances set out in these Website Terms, all payments are non-refundable.


PayPal and Stripe secure payment gateways

Never Too Late Mentoring uses the third-party PayPal payment gateway provided by PayPal Australia Pty Limited (ABN 45 159 650 174) and the third-party Stripe payment gateway provided by Stripe Inc and its affiliates for their secure online payment transactions. Payments made through PayPal or Stripe are subject to the terms and conditions and privacy policy of those payment gateways, links to which are provided from the PayPal and Stripe checkout pages.


Credit card payments

It is not necessary to have a PayPal or Stripe account in order to make a purchase on this site. PayPal and Stripe each accept all major credit cards. Please note that I may be unable to accept credit cards issued by banks outside of Australia in some cases. I do not charge additional transaction fees for paying by credit card.


Security

While PayPal, Stripe and my website hosting providers use secure technology for transactions with my customers, I will not be responsible for any damages that may be suffered by a customer whose credit card or bank account information is used in a fraudulent or unauthorised manner by any person other than me.


Intellectual property

I am incredibly proud of my products and services that I produce and offer for sale. My offerings represent the culmination of years of passion and work and lived experience knowledge, while I am so incredibly proud to share my work with you, I can only do so if all customers and users of this site help protect my assets - that is, my copyright.

I simply ask that you don’t copy, reproduce, transmit, republish or otherwise use any of my works, this site or its content without my consent. You may enjoy the products that you purchase from this site for your own personal use, provided that you do not remove or modify any copyright, trademark or other proprietary notices.


Warranties and liability

I am pleased to provide you with access to this site, but please note that I am doing so on an "as is" basis and I cannot and do not guarantee the reliability, timeliness, accuracy or completeness of this site or any of its content. You agree that your use of this Site is at your own discretion and risk and you agree to release me from any claim or demand that you may have against me in this regard.

To the maximum extent permitted by law:

  • I expressly disclaim all conditions, representations and warranties in relation to this Site and any products purchased through this Site, including any implied warranty of merchantability, fitness for a particular purpose or non-infringement.

  • I exclude all liability to you or any other person for any loss, cost, expense, claim or damage arising directly or indirectly out of, or in connection with, these Website Terms or the use of this Site by you

    or any other person.

  • I expressly limit my liability for breach of any non-excludable condition or warranty/guarantee implied by law to the following remedies (the choice of which is to be at my sole discretion):

  • the replacement of the goods or the supply of equivalent goods;

  • the repair of the goods;

  • the payment of the cost of replacing the goods or of acquiring equivalent goods; or

  • the payment of the cost of having the goods repaired;